A budget is an estimate of income and expenditure for a set period of time. It is the total amount of money you earn and how you intend to spend and properly manage it. … More Budgeting- How to do it Right
Your book should have the following:
1. Why you want to save
2. The amount you want to save
3. The platform you will save on
4. What part savings will take in your future budget.
Saving is culture. Saving is discipline. … More Additional Saving Tips For the Year
The riches your parents are acquiring this moment might be equal to nothing in the next few years. Make wealth that resonates with your own time and generation. … More My Parents are Rich; Should I Worry About Making any Income?
Saving is not a punishment, it is also not meant for only adults. You can do it. … More Saving Tips for the Month
A side-hustle is an activity that you engage in with little time that brings you money while focusing on the primary goal- studying. You can have a side-hustle that you love and brings you money. As much as the side-hustle offers money, the experience you garner at it cannot be bought and should be cherished. … More Side-Hustles Students Can Engage In With Profit
Eating on a budget means every food you eat has a plan and purpose. Eating on a budget is purposeful and also has its own benefits. Eating on budget teaches you self control. When you see a shop full of candy, eating on a budget helps you to say no because you know it is not as important as the food you will eat at dinner or the one you ate in the morning. … More Eating On a Budget
With this festive season comes lots of love, exchange of gifts, joy, love and of course lots of food. This means lots of buying as well, which would include non-cooking items too. In other words, lots of purchases to be made!
Before making a list of all you’ll need this holiday, pay attention to your current financial situation and consider if all you’re about writing down is really necessary.
Do you really need to give those expensive presents to everyone? Who will really understand how hard you had to work on your budget than you do? What about homemade goodies? … More 5 Ways to Avoid Debts In This Christmas Season
Little savings today, a little tomorrow, a bit there and a bit here is what sums up to large savings. Learning how to handle personal finance from an early stage will go a long way in helping to build a saving culture, management skill among others. … More Why Teens Need to Learn About Personal Finance
The reality of life is that as much as we try to be financially stable and independent, there will be emergencies, at least once in a while, that will keep us on our toes. Surely, the rain and storm will blow, but the house that’s been built on the rock will remain standing after everything. So will the story of those who wisely prepare for financial emergencies. … More Preparing for Financial Emergencies