With this festive season comes lots of love, exchange of gifts, joy, love and of course lots of food. This means lots of buying as well, which would include non-cooking items too. In other words, lots of purchases to be made!

Before making a list of all you’ll need this holiday, pay attention to your current financial situation and consider if all you’re about writing down is really necessary. 

Do you really need to give those expensive presents to everyone? Who will really understand how hard you had to work on your budget than you do? What about homemade goodies? … More 5 Ways to Avoid Debts In This Christmas Season